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Norma Echarte
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What Is in the Closing Disclosure Form?

When you finance the purchase of a home through a mortgage loan, there are strict regulations governing how lenders do business and what they must explain to you. A lender is required to give you the closing disclosure at least three business days before you finalize the mortgage loan. This five-page form provides critical information Read More

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Will You Get Property Tax Relief Due to the COVID-19 National Emergency?

Governments and even some private businesses have worked to ease the burden on people who are struggling financially due to the COVID-19 pandemic. For people who are concerned about losing their home after being laid off or seeing their business revenue plummet, programs have been established to offer rent and mortgage relief. While many will Read More

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How Will Coronavirus Affect Contractual Relationships and Obligations?

The coronavirus pandemic has disrupted practically every aspect of American life. Whether closed by government order or by concerns about public safety, millions of businesses around the country have seen their operations come to a halt. Despite the overwhelming effect of COVID-19, it is not a certainty that an “Act of God” clause in a Read More

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